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133 articles
Regulation 28 for Halal Investors: What the Law Lets Your Retirement Money Do
Regulation 28 caps equities at 75%, property at 25% and offshore at 45%, and applies to halal funds exactly as to conventional ones. What the double constraint means for Muslim retirement savers, in plain language.
The Two-Pot Retirement System for Muslims: Same Rules, Sharper Choices
Since September 2024, a third of new retirement contributions sits in an accessible savings pot. The rules are identical for Shariah funds. The temptations and the planning opportunities are not.
Changing Jobs Without Breaking Compliance: Halal Preservation Funds Explained
The moment you leave a job, your retirement benefits face three doors: cash out, default into a conventional preservation fund, or preserve compliantly. Only one keeps both your compounding and your compliance intact.
Retiring Halal: The Two Compliant Annuities and the Guarantee That Does Not Exist
By law, most retirement benefits must buy an annuity. Conventional annuities run on interest. South Africa offers exactly two compliant answers, Oasis and 27four, and no halal guaranteed income at any price.
Oasis Crescent Retirement Annuity Review (2026): The Purist's Choice, Priced
The only SA retirement annuity where the wrapper, administrator, manager and scholars are all Shariah-native, from R500 a month. What the end-to-end certification buys, and what the closed menu and form-based fees cost.
Alexforbes Shariah Portfolios Review (2026): Compliance as a Payroll Checkbox
SA's largest retirement administrator runs a proper multi-asset Shariah range, local and global equity, sukuk, property, inside the umbrella funds where millions already save. It also publishes no scholar names at all.
Your Employer Pension Is Probably Haram. Here Is How to Fix It From Inside
Most South African Muslims' biggest asset is an employer retirement fund invested conventionally by default. Two verified routes fix it without changing jobs: an Alexforbes Shariah election or the 27four Umbrella Fund.
Halal Business Financing in South Africa (2026): The Complete Verified Map
Four bank desks, exactly two non-bank funding lines, and a government SME channel with no Islamic window at all. What actually exists for Muslim-owned businesses in South Africa, verified in August 2026.
Murabaha Business Finance Explained: Why the Bank Buys Your Stock First
Murabaha is the workhorse of halal business funding in South Africa: the financier buys the asset and resells it to you at a fixed markup. How it differs from a loan, where it is offered, and the questions to ask.