Investing
26 articles tagged “Investing”
Gold and Krugerrands the Halal Way: A South African Guide (2026)
The Krugerrand made gold ownership ordinary in South Africa. The fiqh rules for buying it, why some gold products fail them, and gold's place in a halal portfolio.
Is Crypto Halal? A South African Muslim's Guide to the Debate (2026)
South Africa regulates crypto as a financial product and Muslims trade it in numbers. The scholarly arguments both ways, the clear red lines, and a framework.
Saving for Your Child's Education the Halal Way in South Africa (2026)
School and university costs outrun inflation in South Africa. How to build an education fund with halal instruments, from TFSAs to unit trusts, and what to skip.
Halal Investing in South Africa (2026): The Honest State of Play
Six Shariah fund houses, one JSE-listed ETF, over R30 billion in halal fund assets, and fees that run from 0.40% to 2.36%. What actually exists for Muslim investors in South Africa, verified against fund documents in August 2026.
The Best Shariah Unit Trusts in South Africa (2026): Every Fund That Matters
Nineteen-plus Shariah unit trusts compete for South African halal money. We sort them by job: equity growth, balanced retirement cores and income, with the fees, fund sizes and scholar boards that separate them.
What Shariah Funds Really Cost in South Africa: Every TER From 0.40% to 2.36%
The gap between the cheapest and most expensive halal investment in South Africa is nearly two percentage points a year. Here is every published TER, what performance fees add, and what the gap does to your wealth over 30 years.
Satrix Shari'ah Top 40 ETF (STXSHA) Review: The JSE's Only Halal ETF
One Shariah ETF survives on the JSE: STXSHA, at a 0.40% TER with 17 years of listed history. What the Yasaar screens include, what the fund does not do (no scholar board, no purification reporting), and who should own it.
Oasis vs Old Mutual Albaraka vs Camissa: SA's Big Three Halal Equity Funds Head to Head
The three flagship Shariah equity funds hold R13 billion between them and charge from 1.04% to 2.36% for the same basic job. Track records, boards, fees and the honest verdict on which to buy.
Halal Income Funds in South Africa: Camissa vs Old Mutual Albaraka vs Oasis vs 27four
Where do you park cash without riba? Four Shariah income funds now compete on yield, fees and sukuk depth. The numbers, the trade-offs against bank deposits, and the honest ranking.
Active or Passive? The Real Trade-Off in South African Halal Investing
The Satrix Shariah ETF charges 0.40% and just returned 28% in a year. Active halal funds charge up to 2.36% and mostly did not. Before you conclude the debate is over, understand what the index actually holds.
Sukuk in South Africa: What Exists, Who Can Buy It, and How to Get Exposure
South Africa has issued two sovereign sukuk, including a R20.4 billion rand issue in 2023. Retail investors cannot buy either directly. Here is the honest map of SA sukuk and the four funds that hold them for you.
Oasis Crescent Review (2026): The Pioneer's Premium, Examined
Oasis Crescent built South African halal investing: first Shariah fund (1998), a 15.6% annual compound record and a world-class scholar board. It also charges the highest fees in the market. Is the premium still worth it?
Old Mutual Albaraka Review (2026): The Assurance Benchmark of SA Halal Investing
South Africa's oldest Islamic unit trust (1992), its largest Shariah fund (R7.3 billion) and the only manager with an external Shariah audit and published annual certificates. What the safest pair of hands costs you.
27four Review (2026): South Africa's Only Halal Multi-Manager
27four solves a problem no other SA halal manager touches: single-manager concentration. One fund spreads your money across the country's Islamic managers, vetted by an external three-mufti board. The full review.
Element Investment Managers Review (2026): The Boutique That Publishes Its Certificates
Element signed the UN PRI before ESG was an industry, structured SA's first Murabaha sukuk and publishes per-fund Shariah certificates most big rivals do not. The economics are the hard part: R98 million funds at 1.46% to 1.88%.
EasyEquities for Halal Investors: The Complete Setup Guide
EasyEquities is the on-ramp of SA halal investing: fractional access to the Shariah ETF and certified funds from a few rand. But the platform is conventional by default, and one overlooked email decides whether your idle cash earns riba.
Why Your Halal Fund Is Full of Gold Miners: The FTSE/JSE Shariah Indices Explained
Two Shariah benchmarks govern SA halal equity: the FTSE/JSE Shariah Top 40 and Shariah All Share, screened by Yasaar Limited. Understanding what the screens remove explains almost everything about how halal portfolios behave.
How to Buy Halal Shares in South Africa: A Practical Guide
Buying individual JSE shares compliantly means screening businesses, checking ratios and purifying dividends yourself, or borrowing the work the indices and funds already did. The realistic DIY playbook.
Halal Property Investing in South Africa: From a Debt-Free REIT to Global Feeders
Property is the most naturally halal asset class, and the most commonly compromised, because REITs run on interest-bearing debt. South Africa happens to host one of the world's few debt-free listed REITs. The full map.
Purification: What 'Purified Dividends' Actually Mean in South African Funds
Even screened companies earn some interest, and that sliver reaches your returns unless someone strips it out. Who does purification properly in SA, who leaves it to you, and how to do it yourself.
Seven Myths About Halal Investing in South Africa, Tested Against the Numbers
Halal investing means sacrificing returns, it is only for the rich, everything Islamic is automatically compliant: the folklore is thick. We test seven common claims against fund data current to August 2026.
Sentio Hikma Shariah Funds Review (2026): The Quant With the Unnamed Board
Sentio brings systematic risk budgeting and honest drawdown statistics to SA halal investing at a fair 1.21% with no performance fee. It is also the only major halal manager that will not tell you who its scholars are.
Camissa Asset Management Review (2026): The Best Value in SA Halal Investing
Camissa runs flagship Islamic funds at 1.04% and the country's standout halal income fund at 0.58%, roughly half what the pioneers charge. The catch: no published Shariah certificates. The full review.
Global Halal Investing From South Africa: Feeders, Allowances and the Honest Costs
The JSE's Shariah universe is narrow and resources-heavy, so global diversification matters more for halal investors than most. The rand-based feeder routes, what they cost, and when direct offshore makes sense.
The Halal Tax-Free Savings Account: SA's Best Compliant Tax Break
A TFSA shelters R36,000 a year and R500,000 over a lifetime from all investment tax, and nothing about the wrapper is haram. What matters is what you put inside it. The compliant options, ranked.
How to Start Halal Investing in South Africa With R500 a Month
You do not need R10,000 minimums or an adviser. R500 a month opens most of the SA halal fund market, and a few rand opens the rest. The step-by-step starter plan, with the mistakes to skip.