How To
14 articles tagged “How To”
EasyEquities for Halal Investors: The Complete Setup Guide
EasyEquities is the on-ramp of SA halal investing: fractional access to the Shariah ETF and certified funds from a few rand. But the platform is conventional by default, and one overlooked email decides whether your idle cash earns riba.
How to Buy Halal Shares in South Africa: A Practical Guide
Buying individual JSE shares compliantly means screening businesses, checking ratios and purifying dividends yourself, or borrowing the work the indices and funds already did. The realistic DIY playbook.
Changing Jobs Without Breaking Compliance: Halal Preservation Funds Explained
The moment you leave a job, your retirement benefits face three doors: cash out, default into a conventional preservation fund, or preserve compliantly. Only one keeps both your compounding and your compliance intact.
Your Employer Pension Is Probably Haram. Here Is How to Fix It From Inside
Most South African Muslims' biggest asset is an employer retirement fund invested conventionally by default. Two verified routes fix it without changing jobs: an Alexforbes Shariah election or the 27four Umbrella Fund.
Halal Trade Finance in South Africa: LCs, Import Lines and the Hedging Nobody Else Has
Importers and exporters have the deepest compliant toolkit in SA business finance: Murabaha import lines, Islamic letters of credit through a global network, and the market's only certified halal currency hedge.
How to Start Halal Investing in South Africa With R500 a Month
You do not need R10,000 minimums or an adviser. R500 a month opens most of the SA halal fund market, and a few rand opens the rest. The step-by-step starter plan, with the mistakes to skip.
How to Switch to Islamic Banking in South Africa (2026): The Complete Playbook
Moving your banking to a halal footing takes about a month of admin and costs almost nothing in fees. The step-by-step order that avoids bounced debit orders, plus what to do about the bond and the car you already have.
Islamic Home Finance in South Africa: What It Costs and Who Qualifies (2026)
Deposits from 0 to 10%, initiation fees to R7,257.50, a R69 monthly service fee at one bank and none at the other, and NCA affordability rules that work exactly like a bond's. The full cost and eligibility picture.
Switching Your Bond to Islamic Finance in South Africa (2026): The Exit, Priced
One bank in South Africa will move your existing conventional bond onto a halal structure: Al Baraka, up to 90% of property value over 20 years, with no early settlement penalties on its side. The full arithmetic of getting out.
Financing Used Cars and Private Sales the Halal Way in South Africa (2026)
The used-car market is where halal finance gets restrictive: Al Baraka caps age and mileage, only FNB touches private sales, and the rules decide your options before price does. The full map for second-hand buyers.
Halal Car Insurance in South Africa (2026): One Certified Route, Explained
Every certified halal motor cover in South Africa leads to the same participant pool. How to reach it, what it includes, and the questions to ask before you sign.
Halal Home and Contents Insurance in South Africa (2026)
Buildings, household contents and all risks cover on a certified takaful basis: what exists in South Africa, how to buy it, and the bond requirement question.
Wills Act Formalities (2026): Executing a Valid Islamic Will in South Africa
An Islamic will that fails the Wills Act 7 of 1953 formalities distributes nothing. Signatures, witnesses, the beneficiary-witness trap and the condonation safety net.
How to Calculate Zakat in South Africa (2026): A Step by Step Walkthrough
A practical walkthrough of a South African zakat calculation: setting the date, listing zakatable assets, deducting debts, checking nisab and paying the 2.5 percent.