Guide
20 articles tagged “Guide”
Are Stokvels Halal? The Fiqh of South Africa's Favourite Savings Club (2026)
Stokvels move tens of billions of rand a year through rotation and trust. Which stokvel types are halal, where interest creeps in, and how to run one cleanly.
Halal Personal Financing in South Africa (2026): The Real Options
South Africa's Islamic banks offer little unsecured personal finance, and loan sharks fill gaps. What actually exists, what passes fiqh, and how to bridge shortfalls.
Gold and Krugerrands the Halal Way: A South African Guide (2026)
The Krugerrand made gold ownership ordinary in South Africa. The fiqh rules for buying it, why some gold products fail them, and gold's place in a halal portfolio.
Is Crypto Halal? A South African Muslim's Guide to the Debate (2026)
South Africa regulates crypto as a financial product and Muslims trade it in numbers. The scholarly arguments both ways, the clear red lines, and a framework.
Saving for Your Child's Education the Halal Way in South Africa (2026)
School and university costs outrun inflation in South Africa. How to build an education fund with halal instruments, from TFSAs to unit trusts, and what to skip.
Is Zakat Tax Deductible in South Africa? SARS and Section 18A (2026)
Zakat to a SARS-approved PBO with Section 18A status can reduce your taxable income. Zakat to an individual cannot. The mechanics, the limits and the checks.
Zakat, Sadaqah and Lillah (2026): Why the Bank Accounts Are Separate
Three kinds of Islamic giving with different rules, and the operational detail that reveals which institutions take the differences seriously: segregated accounts.
Where to Pay Zakat in South Africa (2026): The Channels Compared
SANZAF's audited domestic machine, Islamic Relief's international network with 18A receipts, Awqaf SA's endowments and direct giving: the honest comparison.
Islamic Wills in South Africa (2026): How Faraid Becomes Legally Enforceable
South African law never enacted Islamic succession, yet Islamic wills work. The mechanism is freedom of testation plus an ulama-issued certificate, and it has been tested in court.
What Happens When a South African Muslim Dies Without a Will (2026)
No will means the Intestate Succession Act decides your estate, not the Quran. The equal-share formula, who gets displaced, and how cheaply the problem is fixed.
Freedom of Testation (2026): The Doctrine That Makes Islamic Wills Work
South Africa never enacted Shariah succession, but its fierce protection of testamentary freedom lets Muslims choose faraid. The doctrine, the case law and the limits.
Where to Get an Islamic Will in South Africa (2026): Four Routes Compared
MJC, Tazkiya, FNB or a specialist fiduciary firm: the four real routes to a valid Islamic will in South Africa, compared on cost, depth and what happens after you die.
What Islamic Estate Planning Costs in South Africa (2026)
A faraid certificate for R300, estate cover from R87.31 a month, and the fees nobody publishes: the honest cost map of Islamic estate planning in South Africa.
Seven Ways an Islamic Will Fails in South Africa (2026)
From beneficiary witnesses to unnamed certifying bodies to the estate nobody can afford to wind up: the failure modes that quietly defeat South African Islamic wills.
Winding Up a Muslim Estate in South Africa (2026): Death to Distribution
What actually happens between a death and the heirs receiving their Quranic shares: the Master, the executor, the certificate and the costs, step by step.
Zakat in South Africa (2026): Nisab, Calculation and Where to Pay
The 2.5 percent obligation, the nisab thresholds, what counts as zakatable wealth in a South African portfolio, and the institutions that handle it with audited discipline.
How to Calculate Zakat in South Africa (2026): A Step by Step Walkthrough
A practical walkthrough of a South African zakat calculation: setting the date, listing zakatable assets, deducting debts, checking nisab and paying the 2.5 percent.
How South Africa Regulates Islamic Finance Without an Islamic Finance Law (2026)
No Islamic banking statute, no takaful framework, no state Shariah authority, and yet the system mostly works. The general-law approach explained, gaps included.
Section 24JA (2026): The Tax Rule That Makes Halal Finance Work in South Africa
Without one section of the Income Tax Act, every Islamic finance structure in South Africa would be taxed twice. How Section 24JA delivers parity, and where it stops.
Who Certifies Shariah Compliance in South Africa? Nobody Official (2026)
No regulator polices the label 'Shariah-compliant' in South Africa. What actually stands behind the claim, the quality spectrum, and how to verify before you buy.